Life Insurance

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LIFE INSURANCE

The decision to purchase life insurance can be overwhelming. With so much information out there the choices seem endless. Our ability to sit down and ask the right questions to narrow down what your needs are to make the process more streamlined will help to set your mind at ease for not only your future but your families.

Products:


  • Term

  • Whole Life

  • Variable

  • Universal

  • Second to Die


  • Final Expense

  • Juvenile

  • Cancer

  • Critical Illness

  • Annuities – Fixed

There are a multitude of questions and factors to address when deciding on your purchase, including:

  • What type

  • How much

  • Medical History

  • Debt

  • Beneficiaries

  • Conversion Options

  • Estate Planning

  • Exclusion Clauses

About 1 in 4 such Americans have no life insurance coverage at all. While 60 percent are enrolled in group life plans, this is often far less than what would be needed to take the place of the loss of income due to death. As such, 51 percent say that if they were to face the death of a family member, they would need to make many changes to their financial lives.


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